Company History

SDA, Inc. was incorporated in 1990 in the state of Georgia.   SDA initially started floor planning automobile dealers in the metro Atlanta area.  SDA helped fill a niche for capital in the Buy-Here Pay-Here industry.  The Income Steam Program was soon created to provide capital to dealers throughout Georgia.   SDA slowly developed into a nationwide provider of capital.   More programs were added to SDA’s offerings with one central theme of letting the dealers continue to collect from their customers.   SDA firmly believes that a well-run BHPH dealership  can collect their Notes better than any finance company.   …From very humble beginnings – SDA has developed into one of the most established and consistent providers of capital to the BHPH industry.  BHPH dealers are our only customers – we understand the industry and the dealer’s needs.

SDA is an active member of the National Independent Automobile Dealers Association (NIADA), National Alliance of Buy Here Pay Here Dealers (NABD), Georgia Independent Automobile Dealers Association (GIADA), Carolina Independent Automobile Dealers Association (CIADA), Florida Independent Automobile Dealers Association (FIADA), Texas Independent Automobile Dealers Association (TIADA) and the Virginia Independent Automobile Dealers Association (VIADA).